To understand what it means to over-reserve one has to first understand the reserving process associated with the worker’s compensation process. Reserving is a commonly done act in which self-funded organizations anticipates how much the entire process involved with a worker compensation claim is going to cost.
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Maximum Medical ImprovementMaximum Medical Improvement is the term given to a patient when they are at the highest level of recovery possible. In the simplest form it is what the doctor tells a patient is the highest level of recovery process possible for the affected party. It can mean a complete recovery that is fully and completely healed, or a partial one in which the level of healing is sufficient.
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Worker’s Compensation Impairment RatingsDealing with an injured worker can be a daunting proposition for any business. There is often so much uncertainty, and a litany of potential problems that could stem from the injuries. From loss of production, to not knowing how long the process may take or cost, it is often filled with doubt and uncertainty.
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