Worker’s Compensation Impairment Ratings

Injured-on-the-job

Employee Injured On the Job?

MD Surgery is Your Solutions

Dealing with an injured worker can be a daunting proposition for any business. There is often so much uncertainty, and a litany of potential problems that could stem from the injuries.  From loss of production, to not knowing how long the process may take or cost, it is often filled with doubt and uncertainty. A self-funded employer often does not understand the nuances of the process, and how to anticipate the level of disability, as well as the costs associated with that level. This leaves them in a less than enviable position, as these answers can often be difficult to find, especially when the more pressing issue of running a company at a high level does not disappear.

What Business Owner Need to Know About Worker’s Compensation

The easiest way to deal with this is trust that entire process to MD Surgery, which offers itself as an intermediary service that helps a company to no longer have to worry about the immense undertakings that worker’s compensation related claims can be. We will help facilitate the process from organizing the surgery and appointments to dealing with facility fees and other concerns, as well as trusted and expert care from one of our network’s surgeons. One of the most useful ways we can help you is using the Worker’s Compensation Impairment Rating to help you understand exactly what to expect for your worker, their recovery, and your liability in long term claims. With this tool we can offer peace of mind and easy to understand information that makes the whole process of a long term claim less daunting and confusing.

The Importance of Worker’s Compensation Impairment Rating

What Businesses Need to Know…MD Surgery Can Help

So, what is the Worker’s Compensation Impairment Rating?
The Worker’s Compensation Impairment Rating is a score issued by an independent physician that evaluates the health of a patient. This is most useful in dealing with claims that are long-term. The score is determined at an Impairment Rating Evaluation and once it is completed, they receive a score on a 100% based scale. This test is only required once a worker has been receiving compensation for 104 weeks. This is useful for cases in which the Maximum Medical Improvement has not left a clear resolution in terms of recovery and compensation related issues. With the easy to understand score that is provided by the rating, companies will know exactly where they stand. When a rating is greater than fifty percent than the worker is entitled to their compensation claim in perpetuity, while a score under fifty percent means that claim is not forever and will last up until a certain amount of time. This can make it easy for a company to financially account for what they are obligated to pay in the future instead of existing in a state of confusion as time progresses. With our network we can handle the entirety of this process for any company, as well as many other services and functions using our extremely convenient bundle payments that alleviate stress and take the concern out of your hands and leaving you knowing exactly where you stand.

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How We Can Help

  • Dangers of Over-Reserving

    To understand what it means to over-reserve one has to first understand the reserving process associated with the worker’s compensation process. Reserving is a commonly done act in which self-funded organizations anticipates how much the entire process involved with a worker compensation claim is going to cost.

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  • Maximum Medical Improvement

    Maximum Medical Improvement is the term given to a patient when they are at the highest level of recovery possible.  In the simplest form it is what the doctor tells a patient is the highest level of recovery process possible for the affected party.  It can mean a complete recovery that is fully and completely healed, or a partial one in which the level of healing is sufficient.

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  • Bundled Surgical Care

    Surgical care has become infamous in today’s day and age for being complicated widely expensive processes than can cripple those going through it with untenable amounts to pay. Adding to the danger of complications or problems are unexpected additional recovery costs that may be daunting, dangerous financially proportionate. Surgical costs not only affect the injured patient, but if surgery is related to a work related injury can greatly cripple any organization.

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